Which act provides COBRA-like coverage for small employers?

Which act provides COBRA-like coverage for small employers?

• A. Cal-COBRA
• B. California Database Protection Act
• C. Senate Bill 1343
• D. Asbestos Notification Act

Answer: (A)

Cal-COBRA provides COBRA-like continuation coverage for small employers in California. Federal COBRA covers employers with 20 or more employees, so Cal-COBRA fills the gap for smaller groups (typically 2–19 employees) by allowing eligible individuals to keep their health coverage after a qualifying event, such as job loss or reduced hours. The continuation can last up to 36 months, with the individual paying the full premium (often at the group rate plus a small admin fee). The other options address topics unrelated to health-coverage continuation.

Cal-COBRA provides COBRA-like continuation coverage for small employers in California. Federal COBRA covers employers with 20 or more employees, so Cal-COBRA fills the gap for smaller groups (typically 2–19 employees) by allowing eligible individuals to keep their health coverage after a qualifying event, such as job loss or reduced hours. The continuation can last up to 36 months, with the individual paying the full premium (often at the group rate plus a small admin fee). The other options address topics unrelated to health-coverage continuation.